Blue Medicare Supplement(SM) For beneficiaries enrolled in Medicare Part B

Choose the plan that's right for you See the doctor you want Value-added discounts Control of your care Savings and peace of mind Medicare only covers a portion of your medical costs. Blue Cross and Blue Shield of North Carolina® offers dependable Medicare supplemental plans for people age 65 and older, so you can stop worrying about the costs that Medicare doesn't cover. BCBSNC offers nine Blue Medicare Supplement(SM) plans so you can choose one that best fits your needs and your budget. Wide selection of plans Protection against unexpected events A local company you can trust BCBSNC is North Carolina's largest Medicare supplemental insurer¹, is the only Medicare supplemental insurer based right here in North Carolina, and has more than 70 years of experience in the health care industry. North Carolina's largest Medicare supplemental insurer Coverage from the #1 health care brand in America² See the doctor YOU want Whichever plan you choose, you can select your own doctor and visit any Medicare-participating hospital. In most cases, your Part A and Part B Medicare claims and supplemental claims will be handled automatically by Blue Cross and Blue Shield of North Carolina®. It's that easy. Choice of doctors Easy to use, no claims to file Value Added Discounts In addition, you'll have access to Blue Values(SM), the BCBSNC family of value-added programs³ at no extra cost. You'll be eligible for discounts of up to 60% on health related products and services, such as eyeglasses, hearing aids, and more. You can also earn prizes for being physically active. Discounts on eyeglasses, hearing aids and more! Exclusive to BCBSNC members Incentives for early enrollment  Lock in your entry age   There are huge advantages to enrolling in Blue Medicare Supplement(SM) coverage within the first six months of enrolling in Medicare Part B. When you enroll, you lock in your entry age forever. Rate adjustments will be made only due to medical inflation or claims experience.4   So, if you enroll when you’re 65, you’ll always pay the rate of a 65-year old, even when you’re 80!   Lock in your entry age Predictable costs   No waiting period If you enroll early you may be eligible for this plan without medical underwriting and waiting periods for pre-existing conditions. Pre-existing conditions are conditions for which medical advice was given or treatment was recommended by or received from a physician within six-months before the effective date of coverage. If you wait until after the deadline to enroll, you may have a waiting period for pre-existing conditions.   No medical underwriting No waiting periods for pre-existing conditions Guaranteed acceptance by enrolling early   You cannot be turned down for Blue Medicare Supplement(SM) with BCBSNC if you meet all of the following: You are age 65 or older or under age 65 and are eligible for Medicare by reason of disability (Plans A, C, and J) You enroll within 6 months of enrolling in Medicare Part B You are not covered by certain Medicaid programs You are a resident of North Carolina BCBSNC Blue Medicare Supplement (SM)  Information Compare Plan Benefits Get a free quote View an Outline of Medicare Supplemental Coverage options For more information about BCBSNC’s Blue Medicare Supplement(SM). plans, including a free rate quote, call B.J. Davis Agency at (828) 245-2527 or email B.J. Davis Agency Inc., by completing the following information form.     GET A FREE QUOTE!

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