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Preferred provider organization (PPO) Plan
With Blue Options, members have access to many of the best doctors, hospitals and
specialists in the state. Members visit in-network providers, show their Blue Cross and Blue Shield of North Carolina (BCBSNC)
ID card and pay their copayment. The doctor handles the administrative details and files the claims. There’s no messy
paperwork. It’s that easy. Members can even go directly to in-network specialists without a referral.¹ Members also
have the freedom to go outside the network; the only difference is the out-of-pocket costs.
Blue Options features the largest provider networks in North Carolina and predictable
member copayments and coinsurance.² Members are also covered across the nation and in more than 200 countries and territories
worldwide.³ To find a nearby network provider, members can search the Blue Card® provider directory at bcbsnc.com or call
1-800-810-BLUE (2583).
Blue Options members are covered for preventive care including annual physical exams,
annual Ob/Gyn visits, standard immunizations, annual eye exams, as well as mammograms and prostate screenings. Blue Options
plans may also include a pharmacy benefit, in which case, members pay only a copayment for prescription drugs.
As BCBSNC members, Blue Options members have access to a variety of resources and
programs designed to maximize their health care experience. Resources include the Member Health Partnerships; programs that
help members manage health conditions like asthma and diabetes, and Blue Extras, free value-added programs that provide member’s
discounts on everything from vitamins to gym memberships.4
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Blue Options HSA(SM) Benefits Table
Individual Coverage
Family Coverage
Need help, have
questions, don't hesitate to call (828) 245-2527 or email us anytime.
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